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Agriculture Equipment Financing That Works the Way You Farm

Flexible Financing Programs Built for Modern Agriculture

Farming runs on timing, not paperwork. At Thirty3 Capital, we make equipment financing simple, fast, and flexible so you can stay focused on your operation. From tractors and harvesters to essential farm equipment like irrigation systems and trailers, we help farmers across the United States secure what you need with payments that align with your cash flow.

Our team works with established farmers and agricultural businesses to deliver flexible equipment financing that supports day-to-day operations and long-term growth. With a streamlined application and fast approvals, you can move forward without delays or unnecessary paperwork.

One-page application. Fast approval. Payment plans that fit your season.

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Agriculture Equipment Financing Options

  • TRAC Lease – Preserve Cash Flow While Growing Your Operation

    A TRAC lease is a strong option for farmers who want to keep working capital available while still investing in agricultural equipment. Lower monthly payments and flexible lease options help you manage farm operating costs while keeping your equipment productive. This structure is often used when purchasing equipment through an equipment dealer or local dealerships.

  • FMV Lease - Flexibility for Changing Farm Needs

    An FMV lease allows you to use equipment during the term and decide on ownership later. This option works well for operations that need flexibility due to seasonal shifts, specialty operations, or evolving production demands. It is a practical way to access farm equipment financing without committing to full ownership upfront.

  • Equipment Lease – Straightforward Access to Equipment

    If your machinery doesn’t qualify for a TRAC structure, our Equipment Lease provides access to what you need today, with fair payments and ownership options down the road.

  • Equipment Finance Agreement (Loan) – Straightforward. No Surprises.

    Own your equipment outright with a simple interest loan—clear, predictable payments, fast approvals, and total transparency. Pay early, and you save even more.

  • Simple Interest Loan - Pay Ahead. Save Money.

    No penalties, no gimmicks—just fair financing that works as hard as your equipment does.

Fast Access to Equipment Financing for Agriculture

Pre-Qualify in Minutes and Keep Your Operation Moving

Get a clear understanding of your financing options without slowing down your season. Our process requires less paperwork, no hard credit pull, and no obligation. You can apply online or speak with a specialist to explore the best equipment financing program for your needs.

Give us a call at (866) 410-9769 or fill out the form below
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*All financing on approved credit (OAC).

FAQs

This type of financing allows farmers to purchase or lease farm equipment without paying the full cost upfront. It helps preserve cash flow while ensuring your operation has the tools it needs to stay productive.

Most farm equipment can be financed, including tractors, irrigation systems, trailers, and other agricultural equipment. In general, equipment should meet minimum value and age requirements. Attachments or lower-value items may not qualify on their own, depending on the financing structure. Reach out to us to determine eligibility.

Traditional farm loans, including options through the farm service agency or farm credit system, often involve longer approval timelines and stricter requirements. Equipment financing is designed to be faster, more flexible, and easier to navigate.

No. Financing is available for many types of farmers, including family farmers and established small operations. As long as your business meets basic requirements, you can access flexible financing options that support your growth.

Most applications receive a decision within 24 hours.* Our streamlined process helps you secure equipment quickly so your operation can continue without interruption.

*All financing is subject to approved credit (OAC).

Yes. Many options allow early payoff without penalties, helping you reduce total interest costs. This flexibility gives you greater control over your financing and long-term expenses.