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Heavy Equipment Leasing With Flexible Terms

Flexible Leasing Solutions for Growing Businesses

When purchasing equipment outright is not the right fit, leasing can provide the flexibility your business needs to keep moving forward. Thirty3 Capital helps businesses across agriculture, construction, and transportation secure the equipment they need with customized lease structures, competitive rates, and fast approvals.

Whether you are adding new equipment, replacing aging machinery, or preserving working capital for other priorities, our leasing programs make it easier to access the equipment your operation depends on while managing upfront costs and maintaining financial flexibility.

One-page application. Fast approvals. Flexible terms designed around your business.

Why Lease?

Leasing allows businesses to acquire essential equipment without the large upfront investment often associated with ownership. By reducing upfront costs and spreading payments over time, businesses can better manage cash flow, preserve working capital, and maintain a healthier monthly budget.

Businesses often choose leasing for heavy equipment when they want to:

  • Preserve working capital
  • Access newer equipment more frequently
  • Maintain affordable monthly payments
  • Support growth without significant upfront costs
  • Improve flexibility as equipment needs change
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Heavy Equipment Leasing Options

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TRAC Lease – Lower Payments with a Clear Path Forward

A Terminal Rental Adjustment Clause (TRAC) lease is one of the most popular structures for transportation and commercial equipment. This heavy equipment lease option can provide affordable monthly payments while establishing future purchase terms upfront. It is a practical financing structure for businesses seeking predictable costs and flexibility at the end of the lease term.

FMV Lease – Flexibility at the End of the Term

An FMV lease allows businesses to use equipment throughout the lease term and purchase it later at fair market value if desired. This leasing option is popular with companies that want access to newer equipment while retaining flexibility around future upgrades and replacement schedules. Many businesses choose this structure when leasing heavy equipment that may need to be updated as operational demands evolve.

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Equipment Lease – Simple and Straightforward

A traditional equipment lease provides access to the equipment you need without the complexity of ownership. This structure helps businesses secure equipment quickly while managing costs through scheduled payments. It is a strong option for companies looking to lease heavy equipment while preserving capital for other operational needs.

Heavy Equipment Lease to Own Options

For businesses that ultimately want ownership, a heavy equipment lease to own structure may be the right fit. These programs provide access to equipment today while creating a path toward future ownership through scheduled payments and predetermined purchase options.

A lease to own heavy equipment strategy can help businesses acquire critical assets while avoiding significant upfront costs. For businesses that want to build equity in their equipment over time, this structure can provide a practical path toward ownership while maintaining financial flexibility. Compared to a traditional heavy equipment loan, a lease-to-own arrangement can offer additional flexibility while still creating a roadmap toward ownership.

Why Businesses Choose Thirty3 Capital

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FAST APPROVALS*

Our streamlined approval process helps businesses receive financing decisions quickly. Most applications receive a decision within 24 hours, helping you move forward without unnecessary delays.

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FLEXIBLE TERMS

Every operation is different. We tailor lease structures, payment options, and financing solutions around your equipment needs, cash flow goals, and long-term business objectives.

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RESPONSIVE SERVICE

We believe financing should be clear and easy to understand. Our team provides straightforward communication, honest guidance, and dependable support throughout the process. We focus on helping customers identify the right leasing options for their unique business needs.

How to Get Started

SELECT A LEASING PROGRAM

Our team will help you compare available leasing options and identify the structure that best supports your operation, budget, and equipment needs.

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APPLY IN MINUTES

Complete our streamlined single-page application for financing up to $600K and receive responsive support throughout the process.

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SECURE YOUR EQUIPMENT

Once approved, we work quickly to finalize funding so you can put your equipment to work and keep your business moving forward.

FAQs

This type of lease allows businesses to use equipment in exchange for scheduled payments over a defined term. Leasing can provide greater flexibility than purchasing outright while helping preserve working capital, manage cash flow, and support day-to-day operations.

A heavy equipment lease allows a business to use equipment for a specified period, while a loan is generally structured around ownership from the beginning. Leasing may offer affordable monthly payments, lower upfront costs, and additional flexibility depending on the program selected.

Yes. Many businesses choose leasing for both new or used equipment depending on their operational needs and budget. Eligibility, payment structures, and lease terms vary based on the type, age, and value of the equipment being acquired.

Down payment requirements vary based on the equipment, financing structure, credit profile, and overall transaction. Some qualified businesses may have options that require little or no down payment, while others may benefit from contributing funds upfront to improve payment terms.

Heavy equipment lease rates vary based on factors such as equipment type, lease term, credit profile, and overall transaction structure. Our team works with each client to provide competitive rates and flexible terms tailored to their unique situation. business forward operating lease finance lease

*All financing subject to approved credit (OAC).

One of the primary benefits of equipment leasing is the ability to preserve working capital while maintaining access to the equipment your business needs. Leasing can also help reduce upfront costs, provide predictable payments, and create flexibility when equipment needs change.

Most applications receive a decision within 24 hours.* Our streamlined process helps businesses secure equipment quickly and keep operations moving.

*All financing subject to approved credit (OAC).

Many leasing companies specialize in equipment financing and understand the unique needs of industries like construction, agriculture, and transportation. A dedicated heavy equipment leasing company can often provide faster decisions, more flexible structures, and a simpler process than traditional lenders.